Salary, social insurance, health insurance policies employees should know

(NLĐO) - From January 1, 2019, many policies on pension and social insurance will officially take effect.

Recently, the Labor Relations Department, Vietnam General Confederation of Labor have noted some new points for employees to know to monitor their rights.
Retirement pensions with male workers retiring in 2019

The monthly pension of male employees (who retire in 2019) who is eligible under the Law on Social Insurance 2014 is calculated by 45% of the average monthly salary on which social insurance premium is paid if the social insurance premium is paid for full 17 years.
After that, for each additional year of social insurance payment, the male labor is calculated by 2%; The maximum rate is equal to 75%.

The content mentioned above is based on Clause 2 Article 56 and Clause 2 Article 74 of Law on Social Insurance 2014.

Management costs of social insurance and unemployment insurance in 2019

According to Resolution 528/2018 / UBTVQH14 on management costs of social insurance and unemployment insurance for the period of 2019-2021, the level of management of social insurance and unemployment insurance in 2019 is implemented as follows:

- The social insurance management expense is equal to 2.15% of the social insurance revenue and expenditure estimate (except for the payment of health insurance premiums for the social insurance beneficiaries) deducted from the profits from activities of investment from the social insurance fund;

- The administrative expense of unemployment insurance is equal to 2.15% of the estimate of revenue and expenditure of unemployment insurance (except for the amount of payment of health insurance premiums for beneficiaries of unemployment insurance) deducted from the unemployment insurance fund;

- In case the collection and payment of social insurance and unemployment insurance in the year do not reach the estimate, the above-said management expense level shall be calculated on the actually collected and actually paid amount.

Resolution 528/2018 / UBTVQH14 comes into force from January 1, 2019.

Increase base salary for cadres, civil servants and officials

From July 1, 2019, the base salary for officials, public servants and employees will be increased by 100,000 VND compared to 2018. Specifically, according to Resolution 70/2018 / QH14 issued by the National Assembly departments for cadres, civil servants and public employees will increase from VND 1,390,000 / month to VND 1,490,000 / month.

This is the basis for calculating salaries, allowances, pensions and allowances for officials, public servants and public employees. Therefore, salaries, allowances, allowances ... are increased.

Due to the increase in base salary, social insurance benefits are calculated based on the base salary increase. Including: Increasing the level of convalescence and rehabilitation after childbirth; increased one-time benefits after giving birth; increase convalescence and health rehabilitation after childbirth; increase the minimum monthly pension; increased funeral allowances; increase the monthly death allowance; Increase labor accident benefits.

An interesting fact is that with the increase of regional minimum wage, social insurance contributions will also increase. Current law stipulates that the salary calculated for social insurance payment of employees working in enterprises must not be lower than the regional minimum wage at the time of payment for employees doing simple jobs or titles in working conditions. normal. Therefore, when the regional minimum wage increases in 2019, the salary for calculating social insurance will increase accordingly.

For cadres, civil servants, public employees, the salary of social insurance premium is calculated on the base salary. When the base salary in 2019 increases, the social insurance contributions of officials and employees will also increase.

Enterprises must publicize the payment of social insurance and health insurance

This is the content specified in Decree 149/2018 / ND-CP detailing Clause 3, Article 63 of the Labor Code on the implementation of democratic regulations at the workplace.
The employer must disclose the contribution of social insurance and health insurance to the employee
Accordingly, clearly stating the contents that employers must disclose include: The situation of task performance, production and business; internal rules, regulations and other legal documents of enterprises related to the obligations, rights and legitimate interests of workers; Enterprise collective labor agreement, sectoral collective labor agreement, other collective labor agreement that enterprises participate; Labor Conference resolutions; the deduction for setting up and use of the reward fund, the welfare fund and the funds contributed by laborers (if any); the deduction of trade union funds, payment of social insurance, health insurance, unemployment insurance; situation of emulation, commendation, discipline, settlement of complaints and denunciations related to workers' lawful rights and interests.